A Fast and Simple Process

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Get the Best SME Loans for your company today!

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In-Principle Approval in 1-3 Days

When it comes to corporate funding, speed is a key value-add to our clients. Typically, a business loan application will take 1-3 months. We guarantee you an in-principle approval (IPA) within 3 days!

When you choose us, you will be taking advantage of our strong relationships with banks and other financial institutions. These connections along with our proven business loan financing methods will get you your loan in the quickest possible time.

business loan process


High Success Rate

Our team has particular proficiency in the SME loans process. We ensure that our specialists have current and intimate knowledge of the ever-changing criteria and policies held by lenders. We will take the time to understand the nuances of your business in order to connect you to the right lenders.

These capabilities along with our close on-the-ground relationships with lending officers make us extremely effective in facilitating business loans for SMEs.

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Lowest Interest Rate & Maximum Size

Speaking to us is a choice to test your company’s financing limits. We have expansive access to a wide range of lending institutions and we are keenly aware of their respective risk appetites.

We provide immediate access to this broad network, exploring every feasible lending option available to secure the most optimal loan solution. We will get you the most competitive business loan rates and the highest loan quantum.

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The SME Working Capital Loan is a product that was released shortly after the launch of the SME Micro Loan. Similarly, the working capital loan was meant to provide a boost in cash flows for the day to day operations of the small medium enterprises. Up to SGD $300,000 with repayment period for up to 5 years.

  • Companies registered and operating in Singapore
  • Companies with at least 30% local shareholdings


The SME Micro Loan was an initiation by SPRING Singapore, in conjunction with the major institutional lenders and banks, to help new businesses get easy access to funding. Up to SGD $100,000 with repayment periods of up to 4 years.

  • Companies registered and operating in Singapore
  • At least 30% of your company’s shareholding is local
  • Annual Sales Turnover of not exceeding S$1 million or not more than 10 employees


Chat with our Corporate Funding experts! Call us at +65 9273 7185

What The People Say About Us

  • I call them the Wizards of Business Loans because they had magic powers like no others. Not only were the Capable Consultants efficient, they were also strategic and clever in their executions. They really knew what they were doing and talking about. We got the funding we needed within 3 weeks!
    E. Kwok
    Dive Asia Pte Ltd
  • Most dedicated and interesting SME Loan broker in Singapore. Capable Pte Ltd has indeed proven themselves to be that much faster, more efficient, and so much more effective than others. The Capable consultants are extremely knowledgeable and they seem to be very clear and focused on what they have to do. Much gratitude to these dedicated Consultants who really went the extra mile and did the impossible.
    Alan Tan
    Speedzone Pte. Ltd.
  • By far the most professional and expert Singapore business loan broker that I have ever met. He told me on our first meeting that he was the best broker that I will ever meet. At first, I thought that it was a really arrogant statements to make, then I figured that he must have been trying to be funny, so i shrugged it off and went about my day. To my pleasant surprise just 2 days later, I actually got 3 in-principle approvals from 3 different banks. Within 2 weeks of that, the Capable consultant actually got me the funds that I needed for my business! Capable Loans really walks the talk.
    Shamala Grey
    Quantdel Pte. Ltd.