Get the Best SME Loan in Singapore

SME Loan in 3 Simple Steps

Step 1

Apply with us

Step 2

We will get in touch with you

Step 3

Get your SME loan
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SME Loans with the Best Interest Rates in One Place

borrow money quickly


In-Principle Approval in 1-3 Days

Speed is a key value-add to our clients. Typically, an application will take 1-3 months. We guarantee you an in-principle approval (IPA) within 3 days!

When you choose us, you will be taking advantage of our strong relationships with banks and other financial institutions. These connections along with our proven loan financing processes will get you your loan in the quickest possible time.

business loan process


High Success Rate

Our team has particular proficiency in the loan financing process. We ensure that our specialists have current and intimate knowledge of the ever-changing criteria and policies held by lenders. We will take the time to understand the nuances of your business in order to connect you to the right lenders.

These capabilities along with our close on-the-ground relationships with lending officers make us extremely effective in facilitating loan financing for SMEs.

pen mightier than sword


Lowest Interest Rate & Maximum Size

Speaking to us is a choice to test your loan financing limits. We have expansive access to a wide range of financial institutions and we are keenly aware of their respective risk appetites.

We provide immediate access to this broad network, exploring every feasible lending option available to secure the most optimal loan solution. We will get you the most competitive loan rates and the highest loan quantum.

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SME Working Capital Loan

business loans in Singapore

With the intent of helping local enterprises to gain easier access to unsecured working capital financing amidst a bearish economy, the SME Working Capital Loan was launched by Enterprise Singapore in conjunction with participating financial institutions to help boost support growth amongst the companies in Singapore.

Borrow up to SGD 300,000 with a repayment period of up to 5 years.

  • Registered and operating in Singapore
  • At least 30% local shareholding
  • Company turnover of not more than S$100 million

SME Micro Loan

sme loan Singapore

Compelled with a vision of providing local small medium enterprises with easier access to unsecured business loans in Singapore, the SME Micro Loan was created by Enterprise Singapore to ensure that SMEs had access to financing for use in their daily operations.

To help SMEs in Singapore, Enterprise Singapore had to encourage the financial institutions in Singapore to continue lending to SMEs. To do this, Enterprise Singapore shares the risk of loan defaults with the participating financial institutions in the event of company insolvency.

Borrow up to SGD 100,000 with a repayment period for up to 5 years.

  • Registered and operating in Singapore
  • At least 30% local shareholding
  • Annual turnover of not exceeding S$1 million

Get Your SME Loan Today

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Business Financing Solutions


Get small business loans in Singapore with the lowest rates. Includes the SME Working Capital Loan, SME Micro Loan, start up business loans, and many other SME financing products.

Dream big and grow your business!


Do wonders with the commercial property loan for business owners that provides you with up to 120% of the valuation price. Get a home loan with the best interest rates.

Get the lowest interest rates with Capable Loans today. Flexibility of fixed or floating interest rates for up to 30 years.


Get the best deals for commercial renovation loans in Singapore. Be at liberty to shape and design your space to however you like it to be. Take advantage of the low rates, with repayment terms of up to 5 years.


Trade finance – the backbone of global trading. Unlike business loans, trade financing does not need to be immediately utilized. You can use your trade facility on an ad-hoc basis.

Trade financing ensures that your business will have access to cashflow to tide through periods of heavy capital outflows. Includes Invoice Factoring, Invoice Financing, Purchase Order Financing, Merchant Cash Advance (MCA), and Overdraft lines.


With faster approvals and more flexibility, a personal loan can be used as a bridging loan to get through short periods of cashflow shortage. Do this while awaiting approvals for your business loan.

Additionally, personal loans can also be channeled into your business to boost cashflows – for the purpose of qualifying for business loans. Borrow up to 14x your monthly salary with repayment terms of up to 5 years!


An alternative lending solution that has been widely utilized in the corporate financing industry.

The modern concept of crowdfunding leverages on the use of an online platform to raise capital from retail or accredited investors for projects, start ups, or existing businesses.

Typically includes short-term bullet loans, mid-term loans, invoice financing, spot invoice factoring, equity funding, and asset based financing.