Best SME Loans in Singapore

All Your SME Loan Options in One Place

SME loans in Singapore are offered by most banks and financial institutions.

An SME loan is a small business loan for small medium enterprises.

You may be wondering:

“So why do my applications keep getting rejected?!”

While the eligibility criteria and SME loan interest rates are similar between all the banks, there are still some slight differences that can make the applications a big hassle.

The SOLUTION is simple:

With Capable Loans, your business loan application will be hassle-free, and you will now be able to compare all SME loans in Singapore within minutes!

[Time is precious, don’t waste another minute!]

Apply with us to get a FREE assessment and see which business loans your company will qualify for.

How It Works

Step 1

Apply with us:
3 min process

Step 2

We will get in touch with you: within 1 hour

Step 3

Get SME loan APPROVAL
within 3 days

Why You Should Engage Capable Loans

1. Higher Approval Rate

With a 98% approval rate, our team has particular proficiency in the SME financing process. We ensure that our specialists have current and intimate knowledge of the ever-changing criteria and policies held by banks and financial institutions.

We will take the time to understand the nuances of your business in order to connect you to the right lenders.

These capabilities along with our close on-the-ground relationships with the banks and institutional lenders make us extremely effective in facilitating SME business loans for SMEs.

2. Fast and Hassle-Free

We are able to get you in-principle approvals within 3 days

Speed is a key value-add to our clients. Typically, an application will take 1-3 months. We guarantee you an in-principle approval (IPA) within 3 days!

When you choose Capable Loans, you will be taking advantage of our strong relationships with the banks and financial institutions. These connections along with our proven business loan financing processes will get you your small business loan in the fastest possible time.

3. Lower Interest Rates + Higher SME Loan Amounts

Speaking to us is a choice to test your business loan financing limits. We have expansive access to a wide range of banks and financial institutions, and we are keenly aware of their respective SME loan interest rates and application processes.

We provide immediate access to this broad network, exploring every feasible SME loan option available to secure the most optimal SME loan solution for you. We will get you the most competitive SME loan interest rates and the highest business loan quantum.

About Us

Capable Loans (by Capable Group) is a Corporate Financing Consultancy with a specialized expertise in the syndication and structuring of debt financing and SME Business Loans in Singapore.

Our team of professionals boasts a wealth of experience in the finance industry. With a 98% approval rate, we have helped many companies to secure the financing they need to grow their business.

Capable Loans is here to be your go-to partner for all your business financing needs. We will always get you the best SME loans and business loan deals in Singapore grow your business.

SME Loan Solutions

BUSINESS TERM LOAN

Best business loans in Singapore at low interest rates. Compare all business loan options in minutes.

HOME LOAN

Get the best home loan with Capable Loans. Compare all property loan interest rates and source for the best home loan deal in minutes.

RENOVATION LOAN

Get the best renovation loan in Singapore. Renovate and enhance your space in any way you desire at affordable interest rates.

TRADE FINANCE

Trade Finance: the backbone of global trading. Trade financing ensures that your business will have access to cash flow through periods of heavy capital outflow.

PERSONAL LOAN

Best personal loan for business to grow your company. Get up to 12 times of your monthly income. Repayment period up to 5 years at low interest rates.

CROWDFUNDING

Leverage on a crowdfunding P2P lending platform to source for funds from retail or accredited investors. Typically short-term with repayment terms of up to 24 months.

SME Working Capital Loan

sme loan

With the intent of helping local enterprises to gain easier access to small business loans amidst a bearish economy, the SME Working Capital Loan was launched by Enterprise Singapore in conjunction with participating financial institutions to help boost support and growth amongst companies in Singapore.

Borrow up to S$300,000 with a repayment period of up to 5 years.

  • Registered and operating in Singapore
  • At least 30% local shareholding
  • Company turnover of not more than S$100 million

SME Micro Loan

SME Loan Singapore

Compelled by a vision to provide local small medium enterprises with easier access to unsecured business loans in Singapore, the SME Micro Loan was launched by Enterprise Singapore to ensure that SMEs had access to financing for use in their daily operations.

To do this, Enterprise Singapore shares the risk of loan defaults with the participating financial institutions in the event of company insolvency.

Borrow up to S$100,000 with a repayment period for up to 5 years.

  • Registered and operating in Singapore
  • At least 30% local shareholding
  • Annual turnover of not exceeding S$1 million