BUSINESS LOANS UP TO $1M

Grow your business with an easy Business Loan Singapore

Borrow between $50,000 to $1,000,000

Fixed interest rates

No pre-repayment fees or penalties

1 to 5 year terms. Fixed monthly repayments.

How It Works

apply

APPLY

Answer a few simple questions
hear from us

HEAR FROM US

Our Relationship Managers will contact you within minutes
in-principle approval for loans

IN-PRINCIPLE APPROVALS

Receive in-principle approvals within 2 days
get funded

GET FUNDED WITHIN 14 DAYS

Access the funds that are disbursed into your account

SME WORKING CAPITAL LOAN

The SME Working Capital Loan is a financing movement by SPRING Singapore to help companies gain access to unsecured business loans amidst a climate of slow economic growth.

Interest rates are charged on a reducing balance by most of the banks, and borrowers can repay early without any penalty charges.

Overview

Loan Quantum: Up to $300,000

Repayment Period: Up to 5 years

Interest Rate: 3.2% – 3.75% per annum

Eligibility

  • Company incorporated in Singapore
  • At least 30% local shareholding
  • Company to be in active operations for at least 6 months
  • Existing corporate corporate bank account with active transactions

SPRING MICRO LOAN

Created as an initiative taken by the government for Small Medium Enterprises (SMEs) in Singapore, to encourage easier access to a small business loan for daily operations. Interest rates are based on a reducing balance, with no penalties charged for early repayments.

Overview

Loan Quantum: Up to $100,000

Repayment Period: Up to 4 years

Interest Rate: 3.2% – 3.75% per annum

Eligibility

  • Company incorporated in Singapore
  • At least 30% local shareholding
  • Company to be in active operations for at least 6 months
  • Existing corporate bank account with active transactions

BUSINESS TERM LOAN

Boost your company’s working capital with an unsecured loan. There is no collateral required.

Based on a fixed interest rate, the business term loan has a tenure of 3-5 years and is repaid in monthly installments. Funds can be utilized for any purpose.

Overview

Loan Quantum: Up to $500,000

Repayment Period: 3 – 5 years

Interest Rate: 5% – 6% per annum

Eligibility

  • Company incorporated in Singapore
  • At least 30% local shareholding
  • Company to be in active operations for at least 2 – 3 years
  • Existing corporate bank account with active operations

STARTUP FUNDING FOR DOCTORS

Specially for medical professionals: → Medical Doctors & Dentists

With significantly lower interest rates, this new business loan has been made available to Doctors who want to startup or expand their practice. Approvals within 3 days.

Overview

Loan Quantum: Up to $500,000

Repayment Period: Up to 5 years

Interest Rate: 2.8% per annum

Eligibility

  • Medical license

 

 

Why get a business loan?

Expand your business

Grow your business and expand your horizons. Allow your empire the chance to further its reach, and take your dreams to the next level.

Protect your cash flow

Your company’s cash reserve is the life-line of your business. Use someone else’s money to make more money.

Hire more employees

Take care of your employees, and they will take care of your business. Hire new talents who can add value and create and edge for your company.

Purchase equipment & inventory

Improve the performance and efficiency of your operations, and generate more revenue with new equipment. Or increase your stock inventory and grow the business.

Get an In-Principle Approval in ONLY 2 Days!

Funding in Singapore
32762920

LOANS SECURED

Bank in Singapore
369

COMPANIES FUNDED

SPEED

When businesses go direct to lenders, they are usually given low priority as their loan tickets are relatively small and usually one-off. Lending officers end up sitting on these applications for a while before processing. However, our cases are always given top priority because of our large deal flow. The cases we submit are the first to be processed.

CONVENIENCE

We have access to a wide network of lenders and we are constantly in-touch with their ever-changing policies and criteria. With this, we are able to systematically reach out to the whole range of lenders that are suitable for our clients.

EFFECTIVENESS

Our deep industry knowledge and strong on-the-ground relationships with lending officers makes us very efficient with the loan matching process. We also able to ensure that all loan requests are taken seriously and are properly processed. The result is a very high success rate for loan approvals and disbursements.

OPTIMISATION

We are constantly in-touch with the ever-changing policies and criteria held by lenders. This knowledge enables our experts get the best loan solutions for our clients. Lowest interest rates and the highest quantum.
SME LOANS MADE EASY

Whether it is a small business loan, working capital loan, micro loan, SME loan, property loan or trade financing, Capable Loans is here to make it a fast and simple process for you. Capable Loans is committed to helping you grow your company. Our purpose is to raise funds for you, while you focus on growing your business.

BORROW MONEY QUICKLY

Our focus is to raise funds for you in the fastest possible time. With in-depth knowledge of all the various SME loans and financing solutions available, we are able to analyse and understand your company’s structure and industry, and help you to obtain the most cost effective source of funds in the shortest time. No more waiting for months to get a reply from the banks. With Capable Loans, the process is accelerated to get you an in-principal approval within 2 days.

GUARANTEED  FUNDING FOR YOUR COMPANY

With a slowdown in the economy, businesses need adequate financing to sustain and boost growths. However, the banks have tightened their requirements, making it difficult for SMEs to qualify for the business loans. Therefore, where SMEs have failed to obtain sufficient funds from the banks or financial institutions, Capable Loans comes as a booster to ensure that you get the money you need.

FUNDING YOUR BUSINESS GROWTH

Many companies in Singapore apply for loans every day, but did you know that almost 90% of all applications get rejected by the banks? Our Capable Loans team is fast and efficient, and we always get the best results. Our track record shows that we are always able to obtain funding for our clients. Our team is dedicated to helping SMEs to grow their business. We will get you the best deals, improve cash flows, and accelerate the efficiency of your business. Let us help you to raise capital today.

Call us now for a free enquiry with no strings attached. Trust us to get the loans you need.

Call Us: +65 92737185