SME WORKING CAPITAL LOAN

A smarter way to get a business loan

Up to $300,000

5 Year Repayment Period

Interest rates from 3.5% - 3.75% per annum

Under this program, SPRING will facilitate the disbursement of unsecured working capital loans for SMEs by standing in as a guarantor for 50% of the loan default risk. SMEs may apply for up to S$300,000 with a 5-year repayment period.

To qualify, SMEs must be registered and operating in Singapore. SMEs must have a minimum of 30% local shareholding and a group annual sales turnover of not more than S$100 million or group employment size of not more than 200.

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